Apply for a Student Loan

For many college students and their families, Federal student loans and scholarships are not enough to cover the total cost of attendance. Aside from tuition, additional expenses such as supplies, books and housing expenses can add up quickly. In this situation, private student loans can help bridge the gap between your available financial aid and your total education cost.

Finding the right lender is an important part of the financial aid process. Each lender offers their own unique benefits and incentives. Because we understand that applying for a private loan is an important decision, we have compiled a list of the nations leading private loan lenders.

Compare Private Student Loans


Private student loans lenders: Wells Fargo private student loans
  • Variable rates as low as 3.40% APR
  • No payments while you're in school
Apply for Wells Fargo private student loans
Private student loans lenders: Sallie Mae private student loans
  • Competitive interest rates
  • No origination
    fees
Apply for Sallie Mae private student loans
Private student loans lenders: Citi Bank private student loans
  • Competitive interest rates
  • No payments while you're in school
Apply for Citi Bank private student loans
Private student loans lenders: PNC private student loans
  • Low interest rate and fee options available
  • Defer payments while enrolled
Apply for PNC private student loans
Private student loans lenders: Citizens Bank private student loans
  • Zero fees
  • Academic progress not required
Apply for Citizens Bank private student loans
Private student loans lenders: Discover private student loans
  • No origination fees
  • 2% Graduation
    reward
Apply for Discover private student loans
Private student loans lenders: Charter One private student loans
  • Zero Fees
  • No prepayment
    penalty
Apply for Charter One private student loans
Private student loans lenders: Sun Trust private student loans
  • No fees
  • $300 balance reduction upon graduation
Apply for  Sun Trust private student loans

Borrowers may choose to apply with any lender and should be aware that there are other loan options beyond those available on StudentLoans.com.

StudentLoans.com always recommends that students explore all of their financial aid options, from scholarships and grants to federal student loans, in addition to learning more about private student loans.

Apply With a Co-signer

While not required, we strongly encourage undergraduate students to apply with a creditworthy co-signer if they may have difficulty qualifying for a loan due to limited income and credit history. This may increase an applicant's chances of approval and of possibly obtaining a better interest rate.

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