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Studentloans.com - Student Loan Options

Whether you are attending or plan to attend a college, university or trade school in the United States or Canada, Studentloans.com is designed to be your 1-stop shop for information about Private student loans, Federal student loans and Consolidation student loans. As a not-for-profit lender, Studentloans.com is committed to providing our customers and visitors with the value and trust they deserve.

Studentloans.com provides competitive borrower benefits to REDUCE the repayment interest and help you payoff your student loans faster. We’re the smart choice, providing easy-to-follow information and applications for Private Student Loans, Stafford student loans, Parent PLUS student loans, GradPLUS student loans and Consolidation student loans. For Private and Federal student loans, Studentloans.com is committed to guiding you through the lending process and providing you with answers to your student loan and financial aid questions. With just a few mouse clicks, you can be on your way to funding your education dreams.

Private loans
Private Loans through Studentloans.com are a fast and easy way to fund your education-related expenses. Private loans are credit-based consumer loans that can be used for any education-related purpose, including books, tuition, room, board, lab fees, and transportation. Click here to learn more about private alternative loans through Studentloans.com.

It is with deep regret that Studentloans.com has found it necessary to suspend its participation in the Federal Student Loan program. As a result, we are not accepting Federal student loan applications at this time.

If you have already applied for a Federal Student Loan through Studentloans.com, and have received notification that your loan was approved for the Fall semester by Studentloans.com, your application will be cancelled. We suggest that you immediately find another lender for your Federal Loans.

For assistance in securing the financial aid you need, your school’s Financial Aid Office may be able to provide assistance and support for you.

If you find that, after obtaining all of the Federal Aid to which you are entitled, you still can not meet the costs of education, Studentloans.com is able to support your request through a Private Student Loan. If you are interested in learning more and/or applying for a Private Loan, please click on the Private Loan link at the top of the page.

Federal Stafford loans – for undergraduate and graduate students
Stafford Loans carry a low, fixed interest rate which is set by the Federal government. For Stafford Loans disbursed between July 1, 2008 and June 30, 2009, the interest rate for the Subsidized Stafford Loan is 6.0%, while the interest rate for the Unsubsidized Stafford Loan is 6.8%. Click here for an explanation of the different eligibility requirements, terms and conditions for the Subsidized (need based loan) vs. Unsubsidized (not based on financial need) Stafford Loan.
Federal GradPLUS loans – for graduate and professional students
GradPLUS loans carry a low, fixed interest rate which is set by the federal government. The current rate is 8.5% for loans disbursed on/after July 1, 2006. GradPLUS loans are repayable over 10 years under the standard repayment plan. GradPLUS loan repayment can be deferred while you are enrolled in-school, are unemployed or experience a medical or financial hardship. Click here to learn more about Federal GradPLUS loans through Studentloans.com.
Federal Parent PLUS loans – for parents of dependent students
Parent PLUS Loans carry a low, fixed interest rate which is set by the Federal government. The current rate is 8.5% for loans disbursed on/after July 1, 2006. Parent PLUS Loans are repayable over 10 years under the standard repayment plan. Parent PLUS loan repayment can be deferred while you are unemployed or experience a medical or financial hardship. Click here to learn more about Parent PLUS loans through Studentloans.com.
Federal Consolidation loans
We are sorry but we have temporarily stopped offering federal consolidation loans.
Please check back with us again.
Private Consolidation loans
We are sorry but we have temporarily stopped offering private consolidation loans.
Please check back with us again.
In the end, our goal at Studentloans.com is to help you attend the school of your choice by providing what we call ‘sophisticated simplicity’. Realizing that it can be a challenge to decipher the complexities of borrowing money for school, Studentloans.com was designed to simplify the process. Just as the internet has transformed the world’s global economies, our goal is to utilize the internet to provide 24/7 access and transform the student loan industry.

Thanks for visiting Studentloans.com, and please contact us at any time by either emailing us at customerservice@studentloans.com or calling us at 800-620-9852.


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