Private Student Loan Consolidations

** We are sorry but we have temporarily stopped offering private consolidation loans. Please check back with us again. **

Private student loan consolidation may enable you to reduce your monthly payments by either extending the payment terms (i.e. lengthening the payback period), a lower interest rate, or both. The interest rate on private consolidation loans is based on the applicant's credit score and history.

Financial aid for private consolidation loans offered through StudentLoans.com offer:

  • No fees.
  • Easy application process.
  • Instant credit decision.
  • Flexible repayment options.
  • Deferred payments while in school (up to 3 years).
  • The choice of either a fixed or variable interest rate.

Note: Private consolidation loans through StudentLoans.com do not consolidate federal student loans. In order to consolidate federal student loans, you may want to consider a federal consolidation student loan as it is subsidized by the government and offers a lower interest rate.