Grad PLUS Loans-Federal Grad Loans For School & Graduate Student Financial Aid Applications

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Home > About GradPLUS Loans

Now Available - Federal Grad PLUS Loan for Graduate/Professional Students

FEDERAL GRADPLUS LOANS from Studentloans.com
SAVE up to 0.25% in interest with Studentloans.com Borrower Benefits

We are sorry but we have temporarily stopped offering GradPLUS Loans.
Please check back with us again.

If you need assistance with additional funds for school, we may be able to help you with a Private Loan. If you are interested in learning more and/or applying for a Private Loan, click here.

Qualifying borrowers cover all education-related expenses at 8.25% interest

For graduate students seeking an affordable financing option, Studentloans.com offers an extremely attractive solution. With a GradPLUS loan from Studentloans.com you can cover up to 100% of the remaining costs of your education after meeting your maximum annual subsidized Stafford loan amount. GradPLUS loans are a smart financial strategy for graduate students.

GradPLUS loans are not based on financial need or income, so you cannot be turned down for making too much or too little money. So what are you waiting for? Start now and get a GradPLUS loan with interest as low as 8.25% through Studentloans.com.

GradPLUS Borrower Benefit¹ from Studentloans.com

Borrowers are eligible for the following back-end benefit:
	0.25% interest rate reduction with ACH
	•	To retain the benefit, the borrower must continue to remain enrolled to make payments via ACH, may not have payments returned for insufficient funds, and may not default on the Loan.

1 - Borrower Benefit is applicable for loans with first disbursements on or after 2/15/2008. Interest rate reductions may not apply during periods of deferment or forbearance. Studentloans.com reserves the right to modify or discontinue benefits programs at any time without notice. Any termination or modification will not affect the terms of loans already made.

In total, 0.25% interest rate reductions from Studentloans.com – saving thousands of dollars in repayment interest over the life of your loan.

Federal GradPLUS Loans are the most widely used, low-cost education loan available for Graduate students. GradPLUS Loans are a great way for you to secure the additional financial aid you need in order to meet your financial needs.

GradPLUS loans carry a low, fixed interest rate which is set by the federal government. The current rate is 8.5% for loans disbursed on/after July 1, 2006. Borrower benefits from Studentloans.com can reduce this rate by up to 0.25%, providing an interest rate as low as 8.25% for qualifying borrowers. GradPLUS loans are repayable over 10 years under the standard repayment plan. GradPLUS loan repayment can be deferred while you are enrolled in-school, are unemployed or experience a medical or financial hardship.

There are additional benefits of GradPLUS Loans.
	The interest may be tax deductible
	There is no pre-payment penalty
	You can consolidate your Federal GradPLUS to benefit from one convenient payment and potentially lower your monthly payments.

GradPLUS Loans from Studentloans.com are a great way to finance your education. To learn more about Federal GradPLUS loans through Studentloans.com either click here, call one of our professional student loan advisors at 800-620-9852 or send an email with your questions to customerservice@studentloans.com.