PLUS Loan Programs-Federal Parent PLUS Loan Applications For College Students

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Home > About Parent PLUS Loans

Now Available - Federal Grad PLUS Loan for Graduate/Professional Students

FEDERAL PARENT PLUS LOANS from Studentloans.com
SAVE up to 0.25% in interest with Studentloans.com Borrower Benefits

We are sorry but we have temporarily stopped offering Parent PLUS Loans.
Please check back with us again.

If you need assistance with additional funds for school, we may be able to help you with a Private Loan. If you are interested in learning more and/or applying for a Private Loan, click here.

Qualifying borrowers cover all education-related expenses at 8.25% interest
For parents seeking an affordable financing solution to cover up to 100% of the cost of your child’s college education, Studentloans.com offers an extremely attractive solution. Parent PLUS loans from Studentloans.com are a smart financial strategy for parents of a dependent undergraduate student.

Parent PLUS loans are not based on financial need or income, so you cannot be turned down for making too much or too little money. So what are you waiting for? Start now and get a Parent PLUS loan with interest as low as 8.25% through Studentloans.com.

Parent PLUS Borrower Benefit¹ from Studentloans.com

Borrowers are eligible for the following back-end benefit:
	0.25% interest rate reduction with ACH
	•	To retain the benefit, the borrower must continue to remain enrolled to make payments via ACH, may not have payments returned for insufficient funds, and may not default on the Loan.

1 - Borrower Benefit is applicable for loans with first disbursements on or after 2/15/2008. Interest rate reductions may not apply during periods of deferment or forbearance. Studentloans.com reserves the right to modify or discontinue benefits programs at any time without notice. Any termination or modification will not affect the terms of loans already made.

In total, 0.25% interest rate reductions from Studentloans.com – saving thousands of dollars in repayment interest over the life of your loan.

Federal Parent PLUS loans are the most widely used, low-cost education loan available for parents. PLUS Loans are a great way for you to secure the financial aid you need in order to meet your child’s needs for college, university or trade school.

Parent PLUS Loans carry a low, fixed interest rate which is set by the Federal government. The current rate is 8.5% for loans disbursed on/after July 1, 2006. Borrower benefits from Studentloans.com can reduce this rate by up to 0.25%, providing an interest rate as low as 8.25% for qualifying borrowers. Parent PLUS Loans are repayable over 10 years under the standard repayment plan. Parent PLUS loan repayment can be deferred while you are unemployed or experience a medical or financial hardship.

There are additional benefits of Parent PLUS Loans.
	The interest may be tax deductible
	There is no pre-payment penalty
	You can consolidate your Federal Parent PLUS to benefit from one convenient payment and potentially lower your monthly payments.

Parent PLUS Loans from Studentloans.com are a great way to finance your child’s education. To learn more about Federal Parent PLUS loans through Studentloans.com either click here, call one of our professional student loan advisors at 800-620-9852 or send an email with your questions to customerservice@studentloans.com.