Stafford Student Loans-Federal Stafford Student Loan Applications-Apply For Subsidized / Unsubsidized Stafford School Loans

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Home > About Stafford Loans

Now Available - Federal Grad PLUS Loan for Graduate/Professional Students

FEDERAL STAFFORD LOANS from Studentloans.com
SAVE up to 0.25% in interest with Studentloans.com Borrower Benefits

We are sorry but we have temporarily stopped offering Federal Stafford Loans.
Please check back with us again.

If you need assistance with additional funds for school, we may be able to help you with a Private Loan. If you are interested in learning more and/or applying for a Private Loan, click here.

Most college or university students can secure a Federal Stafford Loan to assist with their financial needs, so what are you waiting for? Start now and get your Stafford Loan with interest as low as 6.55% through Studentloans.com for qualifying borrowers.

Stafford Loan Borrower Benefit¹ from Studentloans.com

Borrowers are eligible for the following back-end benefit:
	0.25% interest rate reduction with ACH
	•	To retain the benefit, the borrower must continue to remain enrolled to make payments via ACH, may not have payments returned for insufficient funds, and may not default on the Loan.

1 - Borrower Benefit is applicable for loans with first disbursements on or after 2/15/2008. Interest rate reductions may not apply during periods of deferment or forbearance. Studentloans.com reserves the right to modify or discontinue benefits programs at any time without notice. Any termination or modification will not affect the terms of loans already made.

In total, 0.25% interest rate reductions from Studentloans.com – saving thousands of dollars in repayment interest over the life of your loan.

Stafford Loans are the most widely used, low-cost education loan available from the United States Federal government, and Stafford Loans are a great way for you to secure the extra financial aid you need in order to meet your needs for college, university or trade school.

Stafford Loans carry a low, fixed interest rate which is set by the Federal government. The current rate is 6.8% for loans disbursed on/after July 1, 2006. Borrower benefits from Studentloans.com can reduce this rate by up to 0.25% (as low as 6.55%) for qualifying borrowers. Stafford Loans are repayable over 10 years under the standard repayment plan. Stafford Loan repayment can be deferred while you are enrolled in school, are unemployed or experience a medical or financial hardship.

There are additional benefits of Federal Stafford Loans.
	The interest may be tax deductible
	There is no pre-payment penalty
	You can consolidate your Federal Stafford Loans to benefit from one convenient payment and potentially lower your monthly payments.

Stafford Loans from Studentloans.com are a great way to finance your education. To learn more about Federal Stafford Loans through Studentloans.com either click here, call one of our professional student loan advisors at 800-620-9852 or send an email with your questions to customerservice@studentloans.com.